Cash-Out Refinance 101
Are you interested in making a home upgrade or consolidating debt? A cash-out refinance may be a good option to fund your financial goals while making your equity work for you. What is a cash-out refinance? A cash-out refinance is a loan on a property you already own that helps you use some of the […]
Choosing an adjustable-rate mortgage
If you think there’s a chance you’ll sell your home within 5-10 years, or you expect your income to increase and prefer a lower monthly payment for the first few years of your mortgage, an adjustable-rate mortgage (ARM) could be an attractive option. It’s exciting to buy a house and think about the special memories […]
Buying a home with a VA loan
Current members of the military, veterans, and surviving spouses can become homeowners with affordable loans from the U.S. Department of Veterans Affairs (VA). Whether you’re an active duty service member, a veteran, or a military spouse, a VA loan offers a number of advantages. You typically don’t need a down payment, and your overall expenses […]
Is an FHA mortgage right for you?
You may be able to buy a home without a large down payment or a perfect credit score. An FHA mortgage loan offers more flexible qualification requirements than a conventional home loan. Buying a home is a big deal, but it is also a realistic goal. Even if you have limited funds for a down payment […]
Choosing a fixed-rate mortgage
A consistent monthly payment is one of the main advantages of a fixed-rate mortgage. This can help you plan your budget while providing peace of mind if your financial picture changes in the future. Predictability is an important factor for many people when buying a home. You may choose a fixed-rate mortgage if you prefer the security of knowing […]
HELOC 101: The Basics of a Home Equity Line of Credit
/*! elementor – v3.5.3 – 28-12-2021 */ .elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px} A home equity line of credit (HELOC) uses the equity in your home to give you access to cash. It might be the right choice if you want to make repairs or ongoing improvements that will enhance the value of your […]
Understanding Your Mortgage Options
/*! elementor – v3.5.3 – 28-12-2021 */ .elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px} The variety of mortgage products available today helps you choose one that fits your budget, lifestyle, and future plans. There is plenty to be excited about when you’re buying a house. There are also important decisions to make, and choosing the […]
Refinancing 101: Six steps to refinancing your home
/*! elementor – v3.5.3 – 28-12-2021 */ .elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px} Wondering “is it worth refinancing my mortgage”? Refinancing can help you lower your monthly mortgage payments, pay off your loan faster, or use your home equity for other purposes. Here’s a step-by-step guide to refinancing with confidence. Refinancing a mortgage is […]